In general terms, pucca would mean ripe and kutcha would mean unripe or tender.
In the present context of houses, it would mean long lasting houses are pucca and short life houses are kutcha. Kutcha houses has mud walls supported with wooden beams and slanting roofs made of tiles. Depending on the nature of terrain and climate, only locally grown/available materials were used like sun burnt bricks or mud or bamboo. This construction also kept the houses cool in hot summer and warmer during winter.