My first may be accumulated or spent My second crumbles after disappointment My whole is broken so a note that was sent May be able to reach its recipient
What am I?
Second and third mortgages on a house
My first, to hold liquid you might appropriate My second may be an agenda or a slate My whole tells you what to do before it's too late
My first is a special delivery date My second, as the last course, you may await My whole, into pieces do you separate
My first, a business of one who can entertain My second, a structure one may use to contain My whole plays a low-tech programmatic refrain